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Advisory & Planning

The paperwork and planning around your business

Tax is only part of running an incorporated business. We help you set it up properly, deal with the CRA and the other government bodies, claim the benefits your family is owed, and plan for the next few years. One firm for the parts most owners dread.

Real photo: Irfan Siddiqui Principal · Advisory · 1:1
What we help with

Four kinds of work, one team

Some of this is one-time, like incorporating. Some is ongoing, like a CRA letter that needs answering. You bring it to the same people either way.

Getting set up

Incorporate cleanly and register with the right bodies the first time.

  • Incorporation. Federal or Ontario, set up to match how you actually run the business.
  • Corporations Canada. Federal articles, annual returns, and changes kept current.
  • Ontario Business Registry. Provincial registration and filings handled for you.
  • HST and CRA accounts. GST/HST registration for the self-employed, plus your CRA business number.

Benefits for you and your family

Claim the government programs your household is entitled to.

  • Canada Child Benefit. CCB applications and updates, tied to your filed returns.
  • Canadian Dental Care Plan. We check eligibility and help you apply for the CDCP.
  • CPP, OAS and pensions. Questions about pension income and timing, answered plainly.
  • Service Canada. Applications and coordination with Service Canada when you need it.

CRA, rebates and filings

The government correspondence and filings most owners would rather not handle.

  • CRA correspondence. We deal with letters, reviews, and requests on your behalf.
  • CRA forms and elections. The forms and elections that come up, prepared correctly.
  • GST/HST New Housing Rebate. We prepare the rebate claim on a new or substantially renovated home.
  • Non-resident filings. Withholding, NR returns, and filings for non-resident situations.

Planning ahead

Look at the next few years before they arrive, not after.

  • Financial projections. One, two, and three year projections for the bank or your own planning.
  • Business plan creation. A clear, lender-ready plan built from your real numbers.
  • Salary vs dividend. How to pay yourself, worked out for your situation.
  • Incorporating, or not yet. Whether and when incorporation makes sense for you.
Real photo: Irfan Siddiqui Principal · Advisory · 1:1
Who delivers this

Irfan leads advisory and planning.

He has set up businesses, handled the government paperwork, and built the projections owners take to their bank. You work with him directly. The person who gives you the advice is the one who files it.

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How we work

We tell you plainly what it takes

Before any work starts, we walk through what is involved, what it costs, and what you need to do. You decide from there.

01
A first call

You tell us what the business does and what you need. We tell you plainly whether we are the right fit. No charge, no pressure.

02
We gather your documents

We send a short list of what we need and collect it by email or e-signature. If your books are behind, we help you catch up first.

03
We prepare and review with you

We prepare your return or your books, then walk you through what it says before anything is filed. You always see it first.

04
We file and stay reachable

We file on time and keep your documents on hand. When a CRA letter arrives or a question comes up, you call us, not a queue.

Questions clients actually ask

Advisory and planning, answered plainly

Can you help me incorporate, or only with taxes?
Yes. We incorporate federally with Corporations Canada or provincially through the Ontario Business Registry, register you for GST/HST and a CRA business number, and set things up to match how you run the business.
Do you prepare financial projections for the bank?
Yes. We build one, two, and three year projections from your real numbers, in a format a lender will accept. We can turn them into a full business plan when you need one.
What is the GST/HST New Housing Rebate?
If you bought or substantially renovated a home to live in, you may be able to recover part of the HST you paid. We check whether you qualify and prepare the claim. This is general information, so we confirm your situation first.
Can you help my family apply for the CCB or the dental plan?
Yes. We help with Canada Child Benefit applications and check eligibility for the Canadian Dental Care Plan. Both depend on your filed returns, which is why it helps to have one firm handle the tax and the application together.
Do you handle non-resident situations?
Yes. We prepare non-resident filings and withholding, and coordinate with the CRA where a non-resident owner or shareholder is involved.
Talk to a person

Planning something? Let's talk it through.

Tell us what you are setting up, claiming, or planning for. We will tell you plainly whether we can help, and what comes next.

Talk to an expert, not a bot.