Personal tax that fits how you actually earn
A T1 return is simple until your life is not. A trade, commission, a side gig, working from home, a new baby, a move. Irfan has prepared personal returns for owner-operators and their families for more than twenty years. The job is the same every time: report it right, and find everything you are owed.
Your work changes your return
The slips and the struggles are not the same for everyone. Here is where it differs, and where money is usually left behind.
Self-employed & contractors
A T4A, or no slip at all. No tax is withheld, so you usually owe rather than get back. We report your income on a T2125, claim the vehicle, home office, and supplies you actually pay for, handle GST/HST once you pass $30,000, and keep you ahead of the June 15 deadline.
Commission & sales
If you earn commission as a contractor, your income usually comes on a T4A and goes on a T2125, where you claim the vehicle, home office, and client costs you cover yourself. Getting those expenses right is often the line between a refund and a balance owing.
Drivers: rideshare, taxi & trucking
Uber and Lyft, delivery, taxi, or long-haul trucking. This is self-employment, reported on a T2125, with mileage, fuel, and part of the vehicle deducted. Rideshare and taxi drivers must register for HST from the first fare, and truckers can claim meals and lodging on a TL2.
Working from home
The deduction everyone asks about. If your employer requires it and signs a T2200, you claim a share of your rent, utilities, and internet on a T777. We work out the part that actually qualifies, so it holds up.
A job plus a side gig
A T4 and a T4A, or wages plus cash on the side. Two kinds of income on one return, each with its own rules. We make sure nothing is missed, and nothing is counted twice.
Families & life changes
A new baby, child care, tuition, heavy medical bills, a separation, a move for work, or the death of a family member and the final return that follows. Life events change both your return and your benefits, and we handle the hard ones with care.
The credits people leave behind
Most lost refunds are deductions that were simply never claimed. We go looking for these on every return, and check the last few years too.
Irfan prepares your personal return.
He has seen most situations before, from a first job to a complicated year with a business, a rental, and a move. You talk to him directly, he asks the questions that surface what you can claim, and he walks you through the return before it is filed.
From your slips to filed
You always see your return, and understand it, before anything goes to the CRA.
You tell us what the business does and what you need. We tell you plainly whether we are the right fit. No charge, no pressure.
We send a short list of what we need and collect it by email or e-signature. If your books are behind, we help you catch up first.
We prepare your return or your books, then walk you through what it says before anything is filed. You always see it first.
We file on time and keep your documents on hand. When a CRA letter arrives or a question comes up, you call us, not a queue.
Personal tax, answered plainly
Can I deduct my home office?
I have a T4 and a T4A. How does that work?
I have a side business. When is it due?
Do you coordinate with my corporation?
I have not filed in a few years. Can you help?
Bring us your slips.
Whatever your work looks like, we will tell you plainly what you can claim and what you are owed. No charge for the first call.